@font-face{font-family:Newsreader Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/newsreader-vietnamese-opsz-normal.BjhtXyW2.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Newsreader Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/newsreader-latin-ext-opsz-normal.BQn1nviT.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Newsreader Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/newsreader-latin-opsz-normal.s-izfB6B.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Newsreader Variable;font-style:italic;font-display:swap;font-weight:200 800;src:url(/_astro/newsreader-vietnamese-opsz-italic.DTr-ymY4.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Newsreader Variable;font-style:italic;font-display:swap;font-weight:200 800;src:url(/_astro/newsreader-latin-ext-opsz-italic.CSPGnFdO.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Newsreader Variable;font-style:italic;font-display:swap;font-weight:200 800;src:url(/_astro/newsreader-latin-opsz-italic.kJKFiXvB.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-cyrillic-ext-wght-normal.c-5QAGAI.woff2)format("woff2-variations");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-cyrillic-wght-normal.BMDVbyM7.woff2)format("woff2-variations");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-greek-ext-wght-normal.BXZfsJY4.woff2)format("woff2-variations");unicode-range:U+1F??}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-greek-wght-normal.Cc-u-6OI.woff2)format("woff2-variations");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-vietnamese-wght-normal.BDs68eHQ.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-latin-ext-wght-normal.C8iNium2.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Sans 3 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-sans-3-latin-wght-normal.Bo_j9asI.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--color-navy-900:#13264a;--color-navy-700:#1e3766;--color-ink-700:#3a4359;--color-ink-500:#5a6378;--color-gold-700:#7a5c22;--color-gold-500:#b8945a;--color-gold-400:#c8a35a;--color-gold-200:#e3c88f;--color-paper:#fdfcf9;--color-sand:#f6f2ea;--color-line:#e8e2d6;--color-field-border:#8a92a3;--color-white:#fff;--color-error:#b3261e;--color-success:#1f5130;--color-on-navy-muted:#c9d0dd;--font-serif:"Newsreader Variable", "Iowan Old Style", "Palatino Linotype", Georgia, serif;--font-sans:"Source Sans 3 Variable", "Segoe UI", system-ui, -apple-system, sans-serif;--text-display:clamp(2.75rem, 1.6rem + 3.6vw, 4.5rem);--text-h1:clamp(2.25rem, 1.5rem + 2.4vw, 3.5rem);--text-h2:clamp(2rem, 1.45rem + 1.7vw, 2.875rem);--text-h3:clamp(1.375rem, 1.2rem + .55vw, 1.75rem);--text-lead:clamp(1.5rem, 1.25rem + .8vw, 2.25rem);--text-body-lg:clamp(1.125rem, 1.05rem + .25vw, 1.3125rem);--text-body:clamp(1.0625rem, 1.02rem + .15vw, 1.1875rem);--text-small:.9375rem;--text-eyebrow:.8125rem;--space-section:clamp(3.5rem, 2rem + 5vw, 8rem);--gutter:clamp(1.25rem, .5rem + 2.4vw, 3rem);--content-max:75rem;--measure:68ch;--radius:2px;--header-height:6.25rem}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-padding-top:calc(var(--header-height) + 1rem)}body{background:var(--color-paper);color:var(--color-ink-700);font-family:var(--font-sans);font-size:var(--text-body);text-rendering:optimizelegibility;margin:0;line-height:1.6}img{max-width:100%;height:auto;display:block}h1,h2,h3,.serif{font-family:var(--font-serif);color:var(--color-navy-900);letter-spacing:-.015em;text-wrap:balance;margin:0;font-weight:400}h1{font-size:var(--text-h1);line-height:1.06}h2{font-size:var(--text-h2);line-height:1.1}h3{font-size:var(--text-h3);line-height:1.2}p{margin:0 0 1rem}a{color:var(--color-navy-900);text-underline-offset:.2em;text-decoration-thickness:1px}a:hover{color:var(--color-gold-700)}:focus-visible{outline:3px solid var(--color-navy-900);outline-offset:3px}.on-navy :focus-visible{outline-color:var(--color-gold-200)}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;position:absolute!important}.skip-link{z-index:100;background:var(--color-navy-900);color:var(--color-white);padding:.75rem 1.25rem;font-weight:600;text-decoration:none;position:absolute;top:-4rem;left:1rem}.skip-link:focus{color:var(--color-white);top:1rem}.wrap{width:100%;max-width:calc(var(--content-max) + 2 * var(--gutter));padding-inline:var(--gutter);margin-inline:auto}.narrow{max-width:calc(45rem + 2 * var(--gutter))}.section{padding-block:var(--space-section)}.section--sand{background:var(--color-sand)}.section--rule{border-top:1px solid var(--color-line)}.grid-12{grid-template-columns:repeat(12,minmax(0,1fr));gap:2.5rem 2rem;display:grid}.span-all{grid-column:1/-1}@media (width>=64rem){.col-1-4{grid-column:1/span 4}.col-1-5{grid-column:1/span 5}.col-1-6{grid-column:1/span 6}.col-1-7{grid-column:1/span 7}.col-5-8{grid-column:5/span 8}.col-6-7{grid-column:6/span 7}.col-7-6{grid-column:7/span 6}.col-8-5{grid-column:8/span 5}.col-9-4{grid-column:9/span 4}}@media (width<=63.99rem){.grid-12{grid-template-columns:minmax(0,1fr)}.grid-12>*{grid-column:1/-1}}.eyebrow{font-size:var(--text-eyebrow);letter-spacing:.14em;text-transform:uppercase;color:var(--color-gold-700);align-items:center;gap:.875rem;margin:0 0 1.25rem;font-weight:600;display:flex}.eyebrow:before{content:"";background:var(--color-gold-500);flex:none;width:2rem;height:1px}.on-navy .eyebrow{color:var(--color-gold-200)}.lead{font-family:var(--font-serif);font-size:var(--text-lead);color:var(--color-navy-900);letter-spacing:-.01em;line-height:1.3}.body-lg{font-size:var(--text-body-lg)}.muted{color:var(--color-ink-500)}.prose{max-width:var(--measure)}.prose h2{margin:3rem 0 1rem}.prose h3{margin:2.25rem 0 .75rem}.prose ul,.prose ol{margin:0 0 1.25rem;padding-left:1.25rem}.prose li{margin-bottom:.5rem}.prose li::marker{color:var(--color-gold-700)}.prose blockquote{border-left:1px solid var(--color-gold-500);font-family:var(--font-serif);color:var(--color-navy-900);margin:2rem 0;padding-left:1.5rem;font-size:1.375rem}.btn{border:1px solid var(--color-navy-900);border-radius:var(--radius);background:var(--color-navy-900);min-height:3.375rem;color:var(--color-white);font:600 1rem/1 var(--font-sans);letter-spacing:.02em;cursor:pointer;justify-content:center;align-items:center;gap:.625rem;padding:0 1.875rem;text-decoration:none;transition:background-color .15s ease-out,color .15s ease-out;display:inline-flex}.btn:hover{background:var(--color-navy-700);color:var(--color-white)}.btn--compact{min-height:2.875rem;padding:0 1.375rem;font-size:.9375rem}.btn--on-navy{background:var(--color-gold-400);border-color:var(--color-gold-400);color:var(--color-navy-900)}.btn--on-navy:hover{background:var(--color-gold-200);color:var(--color-navy-900)}.btn[disabled]{opacity:.6;cursor:not-allowed}.btn[aria-busy=true]{cursor:progress}.more{color:var(--color-navy-900);border-bottom:1px solid var(--color-gold-500);padding-bottom:.1875rem;font-size:1rem;font-weight:600;text-decoration:none;display:inline-block}.more:hover{color:var(--color-gold-700)}.site-header{z-index:20;background:var(--color-paper);border-bottom:1px solid var(--color-line);position:relative}@media (width>=40rem){.site-header{position:sticky;top:0}}.site-header__inner{justify-content:space-between;align-items:center;gap:1.5rem;min-height:4.375rem;display:flex}@media (width>=64rem){.site-header__inner{min-height:var(--header-height)}}.brand{color:var(--color-navy-900);align-items:center;gap:.875rem;text-decoration:none;display:inline-flex}.brand__tile{background:var(--color-navy-900);flex:none;place-items:center;width:2.75rem;height:2.75rem;display:grid}.brand__tile img{width:2.125rem;height:auto}.brand__name{font-family:var(--font-sans);letter-spacing:.24em;text-transform:uppercase;font-size:.9375rem;font-weight:600;line-height:1.2}.brand__name span{letter-spacing:.4em;color:var(--color-gold-700);font-size:.625rem;display:block}.site-nav{display:none}@media (width>=64rem){.site-nav{gap:2.5rem;display:flex}}.site-nav a{padding-block:.75rem;font-size:.96875rem;font-weight:600;text-decoration:none}.site-nav a[aria-current=page]{border-bottom:1px solid var(--color-gold-500)}.header-actions{align-items:center;gap:.5rem;display:flex}.header-actions .btn{display:none}@media (width>=40rem){.header-actions .btn{display:inline-flex}}.menu-button{width:3rem;height:3rem;color:var(--color-navy-900);cursor:pointer;background:0 0;border:0;place-items:center;display:inline-grid}@media (width>=64rem){.menu-button{display:none}}.menu-dialog{background:var(--color-paper);width:100%;max-width:100%;height:100%;max-height:100%;color:var(--color-ink-700);border:0;margin:0;padding:0}.menu-dialog::backdrop{background:#13264a4d}.menu-dialog__inner{flex-direction:column;min-height:100%;display:flex}.menu-dialog__bar{border-bottom:1px solid var(--color-line);justify-content:space-between;align-items:center;min-height:4.375rem;display:flex}.menu-dialog nav{flex:1;padding-block:1.5rem}.menu-dialog nav a{border-bottom:1px solid var(--color-line);font-family:var(--font-serif);padding-block:.875rem;font-size:2rem;line-height:1.2;text-decoration:none;display:block}.menu-dialog__foot{padding-block:1.5rem 2rem}.menu-dialog__foot .btn{width:100%}.site-footer{background:var(--color-navy-900);color:var(--color-on-navy-muted);padding-block:5rem 3rem;font-size:.96875rem}.site-footer a{color:var(--color-white);text-decoration:none}.site-footer a:hover{color:var(--color-gold-200)}.site-footer__top{flex-wrap:wrap;justify-content:space-between;gap:3rem;padding-bottom:3.5rem;display:flex}.site-footer__cols{flex-wrap:wrap;gap:2.5rem 4rem;display:flex}.site-footer__col{flex-direction:column;gap:.625rem;margin:0;padding:0;list-style:none;display:flex}.site-footer__label{letter-spacing:.14em;text-transform:uppercase;color:var(--color-gold-200);margin:0 0 .25rem;font-size:.8125rem}.site-footer__legal{color:#b5bfd1;border-top:1px solid #c8a35a66;padding-top:1.5rem;font-size:.84375rem;line-height:1.65}.site-footer__legal p{max-width:62rem}.site-footer__legal a{text-decoration:underline}.page-hero{padding-block:clamp(3rem,2rem + 4vw,6rem) clamp(2.5rem,1.5rem + 3vw,5rem)}.page-hero h1{max-width:18ch}.page-hero .body-lg{max-width:38rem;margin-top:1.5rem}.breadcrumbs ol{font-size:var(--text-small);color:var(--color-ink-500);flex-wrap:wrap;gap:.5rem;margin:0 0 2.5rem;padding:0;list-style:none;display:flex}.breadcrumbs li+li:before{content:"/";color:var(--color-ink-500);margin-right:.5rem}.rows{margin:0;padding:0;list-style:none}.rows>li{border-top:1px solid var(--color-line);padding-block:1.625rem}.rows>li:first-child{border-top:0;padding-top:0}.rows h3{margin-bottom:.375rem}.steps{grid-template-columns:repeat(auto-fit,minmax(min(13.5rem,100%),1fr));gap:3rem 2rem;margin:0;padding:0;list-style:none;display:grid}.steps li{border-top:1px solid var(--color-gold-500);padding-top:1.5rem}.steps__num{font-family:var(--font-serif);color:var(--color-gold-700);margin:0 0 .875rem;font-size:2.5rem;line-height:1}.cta-band{background:var(--color-sand);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:2rem 2.5rem;padding:clamp(2.5rem,1.5rem + 3vw,5.5rem) clamp(1.5rem,.5rem + 4vw,5rem);display:flex}.cta-band h2{margin-bottom:.875rem}.cta-band p{max-width:40rem;margin:0}.notice{border:1px solid var(--color-gold-500);font-size:var(--text-small);color:var(--color-ink-700);background:#fbf6ea;padding:1rem 1.25rem}.disclaimer{font-size:var(--text-small);color:var(--color-ink-500);max-width:var(--measure)}details.faq{border-top:1px solid var(--color-line)}details.faq:last-of-type{border-bottom:1px solid var(--color-line)}details.faq summary{cursor:pointer;font-family:var(--font-serif);color:var(--color-navy-900);justify-content:space-between;align-items:center;gap:1.5rem;padding-block:1.375rem;font-size:1.5rem;line-height:1.25;list-style:none;display:flex}details.faq summary::-webkit-details-marker{display:none}details.faq summary:after{content:"+";font-family:var(--font-sans);color:var(--color-gold-700);font-size:1.5rem}details.faq[open] summary:after{content:"−"}details.faq>div{max-width:40rem;padding-bottom:1.5rem}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}